Best of · Payments
Best billing tools (2026)
Stack Gems reviews 7 billing tools: 7 free or open source. These are the top 7, each with its verdict and the Catch we would want to know before installing it.
Order: free and open source first, then hosted products with a real free tier, then paid-led; catalog order inside each group, with quiet or archived repos last. Not a score, and no tool pays for its place.
7 reviewed · 7 shown in full
Free / OSS · Apache-2.0 · 2.2k GitHub stars
VerdictInstall it. Then still pay Stripe when money moves.
CatchThe CLI is free; card charges are not. See stripe.com/pricing for processing rates. Live mode needs a real secret. Dispute fees are on Stripe, not on this binary.
Free / OSS · Freemium · 10.4k GitHub stars
VerdictApache-2.0 MoR for indie and AI products. Free Starter, honest take-rate, real SDKs.
CatchNo first-party CLI in the docs index — SDKs, MCP, and API only. Starter take-rate sits on top of card-brand costs. Polar is MoR, so you do not keep the Stripe account relationship. International cards add extra. Payouts have their own cut.
Free / OSS · Apache-2.0 · 5.8k GitHub stars
VerdictApache-2.0 billing you run. Free until Aviate or the AMI; never a take-rate.
CatchJVM and ops-heavy. Aviate is the proprietary accelerator — not the Apache tree. Self-Hosted OSS Free; AWS Marketplace is ~$40/mo plus the AWS bill. No revenue tiles here because there is no % of revenue to quote.
Free / OSS · AGPL-3.0 · 10.7k GitHub stars
VerdictAGPLv3 metering. Self-host or talk to sales — there is no hobby cloud.
CatchPremium is Contact us. There is no $0 Lago Cloud. Self-host is the free path; Cloud and Premium are quotes. AGPLv3 is network copyleft.
Free / OSS · Freemium · 2.8k GitHub stars
VerdictMIT hosting billing. Self-host free; cloud PaaS is $5/mo paid.
CatchVs Kill Bill/Lago/Polar: hosting webshop + provisioning (Pterodactyl/cPanel, WHMCS importer) — not generic subscription metering or Polar MoR. Cloud is $5/mo paid. Self-host is the $0 path.
Free / OSS · Freemium · 2.8k GitHub stars
VerdictApache-2.0 Stripe billing layer. Free tier real; still bring Stripe.
CatchVs Polar/Lago/OpenMeter: Stripe abstraction + entitlements — not Polar MoR, not Lago/OpenMeter metering-first. Stripe fees still apply. Pro Cloud from $375/mo. Free path is Free tier or self-host.
Free / OSS · OSS/MIT · 1 GitHub stars
VerdictMIT Paddle Billing CLI. Free tool; Paddle merchant + MoR fees separate.
CatchCommunity CLI — not an official Paddle Inc product; API drift risk. Still need a Paddle merchant account (MoR fees apply). Vs Stripe CLI: Paddle-only. Thin MCP forks exist; this is the general CLI.
FAQ
- What is the top free pick among billing tools?
- Stripe CLI leads the Stack Gems list for billing tools. Verdict: Install it. Then still pay Stripe when money moves.
- How many billing tools does Stack Gems review?
- 7: 7 free or open source. Each review has a verdict and an honest Catch; no tool pays for its spot.
- Which billing tools can I self-host for free?
- Stripe CLI, Kill Bill, Lago, Paymenter, Autumn and Paddle CLI.
- Which billing tools have the most GitHub stars?
- Lago (10.7k), Polar (10.4k), Kill Bill (5.8k), per GitHub on 2026-10-19. Stars measure attention, not fit; read the Catch.
- What is the catch with Stripe CLI?
- The CLI is free; card charges are not.
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